Recent Posts At Straight Talk

• A Picture is Worth a Thousand Words February 2, 2010
  Technorati Tags: Spending, Government, Budget Deficit Related PostsOctober 19, 2008 -- The Cost of the Bailout – Courtesy of the New York Times […]
  Kenny
• National Debt January 14, 2010
  An interesting and thoughtful analysis of the national debt that various countries have, how they are going to pay for it and the affects of that debt on their economies.   Lengthy but worth the time….. Random PostsJuly 10, 2009 -- The Lost Decade….. (It’s actually only 9 years yet)November 3, 2007 -- It’s a really [...] […]
  Kenny
• Patience is a Virtue…. January 11, 2010
  and we’re making very good progress on the upgrades and changes here at Straight Talk.    But they are taking longer than we’d like. Please be patient.   It will be worth the wait. Random PostsOctober 14, 2009 -- Housing OutlookJuly 7, 2008 -- Fed study says home price drop ‘necessary’August 22, 2009 -- 81 Banks so for this [...] […]
  Kenny
• Straight Talk will be quiet for the next few days….. January 6, 2010
  As we are undergoing some structural changes, some site changes, and some ideological changes as well.   Stay tuned and thank you for your patience. In the mean time, if you have any mortgage or finance related questions, send them to Info at Straight Talk About Mortgages. Related PostsSeptember 12, 2009 -- Mortgage Market Week in ReviewDecember 9, [...] […]
  Kenny
• Pending Home Sales Plummet January 5, 2010
  November’s pending home sales (in other words signed purchase agreements) fell a dramatic 16% compared to October of this year.   A couple of thoughts: I think the numbers for October were artificially inflated by the “scare tactics” that were used by many to encourage first time buyers to buy before the tax credit ended at the [...] […]
  Tom
• The Lost Decade – for employment and net worth….. January 4, 2010
  A couple of interesting points to the graph that the Washington Post put together: GDP was up by 17% in the 2000’s.   That’s good, but a far cry from the numbers that the 60’s, 70’s, 80’s, and 90’s did.    By the way, GDP stands for Gross Domestic Product and it’s basically a measure of how much [...] […]
  Tom
• Government Loan Modification Program – Delaying the Inevitable? January 4, 2010
  An interesting and thought provoking article in the New York Times about the mortgage modification program that the government has been pushing as their “remedy” to the housing problems.    A couple of main points: It has failed to provide permanent relief for struggling homeowners and has therefore raised false hopes and encouraged people to avoid ma […]
  Tom
• Mortgage Market Year in Review – The Big Three January 2, 2010
  Note – I originally sent this out by e-mail on New Years Eve to those who subscribe to my Mortgage Market Week in Review.   The response has been so positive that I’ve decided to repost it here as well. So Long 2009!  Rather than doing my normal Mortgage Market Week in Review, [...] […]
  Tom
• Jim the Realtor January 2, 2010
  I like Jim the Realtor’s analysis and insights into the housing market that he’s in….. Technorati Tags: Jim the Realtor, House Prices Related PostsNovember 23, 2009 -- Jim The Realtor – Trustee SaleOctober 23, 2009 -- Jim the Realtor – “More Signs of the Bubble”August 17, 2009 -- Jim the Realtor […]
  Tom
• What are these guys at Barclays thinking? December 31, 2009
  Okay, you recall the chart I put up the other day about increasing delinquencies in Fannie’s portfolio? And you recall the fact that Fannie Mae recently rolled out new guidelines that tightened down their underwriting guidelines (the memo took 20 pages). And you know that FHA recently announced that they intend to go to Congress by the [...] […]
  Tom