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	<title>Comments on: Lower mortgage rates no silver bullet &#8211; Dec. 4, 2008</title>
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	<link>http://straighttalkaboutmortgages.com/2008/12/06/lower-mortgage-rates-no-silver-bullet-dec-4-2008/</link>
	<description>A Place for Some Real Answers About Mortgage Loans</description>
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		<title>By: Can We Stop Falling House Values? An Op-Ed by the NAHB &#124; Mortgages Unzipped</title>
		<link>http://straighttalkaboutmortgages.com/2008/12/06/lower-mortgage-rates-no-silver-bullet-dec-4-2008/comment-page-1/#comment-2225</link>
		<dc:creator>Can We Stop Falling House Values? An Op-Ed by the NAHB &#124; Mortgages Unzipped</dc:creator>
		<pubDate>Mon, 19 Jan 2009 19:03:15 +0000</pubDate>
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		<description>[...] Tom here - that’s because this is a different economic downturn than last time.   There’s a retrenchment of consumer sentiment going on and it’s going to take different things to get through and out of this to the other side than strictly lower rates.   That’s why I wrote that Lower Rates aren’t the Silver Bullet. [...]</description>
		<content:encoded><![CDATA[<p>[...] Tom here &#8211; that’s because this is a different economic downturn than last time.   There’s a retrenchment of consumer sentiment going on and it’s going to take different things to get through and out of this to the other side than strictly lower rates.   That’s why I wrote that Lower Rates aren’t the Silver Bullet. [...]</p>
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		<title>By: Mortgages</title>
		<link>http://straighttalkaboutmortgages.com/2008/12/06/lower-mortgage-rates-no-silver-bullet-dec-4-2008/comment-page-1/#comment-1863</link>
		<dc:creator>Mortgages</dc:creator>
		<pubDate>Wed, 10 Dec 2008 18:00:20 +0000</pubDate>
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		<description>Lower mortgage rates would be great!  It&#039;s good to know that there is light at the end of the tunnel</description>
		<content:encoded><![CDATA[<p>Lower mortgage rates would be great!  It&#8217;s good to know that there is light at the end of the tunnel</p>
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